Can you switch health insurance at any time?

Just because you are already signed up with a health insurance provider does not mean you are locked in forever. If you find a better alternative, you will not be penalised for shopping around.

You can do your own health insurance comparison and switch at any time without incurring additional charges.

Even better, if you have already paid some health insurance premiums in advance and you decide to switch, your insurer will calculate the difference and refund the remaining balance, usually in full.

Just remember that your unserved waiting periods will transfer to your new provider. So if you end up switching health insurance to an equivalent cover, you may need to finish these waiting periods before making a claim.

Think you could get a better deal? Switching health insurance does not need to be a hassle. Let us help you through the process of changing providers.