Can I change my sum insured?

You can ask us to increase or decrease your Death and Terminal Illness Benefit and Trauma Benefit amounts (within the policy limits) at any time   after your policy start date. 

You can request to increase or decrease your Death and Terminal Illness Benefit to a:
• maximum of $1,000,000
• minimum of $100,000.

You can also increase or decrease your Trauma Benefit to a:
• maximum of 50% of the Death and Terminal Illness Benefit.
• minimum of $30,000.

Changes to your benefit amounts will usually change your premiums. You will start paying a new premium once we have accepted your request.

You cannot increase your cover if your premium payments are not up to date.

A change to your Death and Terminal Illness Benefit amount may change your Specified Injury Benefit amount. The Specified Injury Benefit amount is 3% of your Death and Terminal Illness Benefit up to $7,500.