Australian Life Insurance Group Last updated Save as PDF Getting CoveredAre the premiums tax deductible?How do I get cover?What are my payment options?What happens if I have a medical condition?When will my cover commence?Who issues My Protection Plan?Who is eligible to apply for cover?Who owns the policy?Got CoverCan I cancel the policy?Can I change my sum insured?Can I remove one person from a joint policy?When does my cover end?Who receives the benefit payments?Benefits ExplainedHow does the Trauma Benefit work?ClaimsWho is paying a claim?Broker AssistanceAre There Any Promotions or Special Offers Available?Criteria for Self-Employed ClientsKey Exclusions to Discuss with Clients